Rebates & Financing


A.J. Michaels is a Maryland Home Performance with Energy Star Contractor, a BGE Smart Energy Savers Program Participating Contractor, and certified by the Building Performance Institute (BPI).



As such, we can offer rebates, incentives, special financing, and services that very few other air conditioning and heating contractors can do.

Best of all, A.J. Michaels will do all rebate and financing paperwork for you.
Rebates
Heating/Cooling/HVAC
Up to $2,700 in total rebates for the installation of a new home energy system are available through Carrier, Maryland and the federal government.

Water Heaters
Up to $1,600 in rebates are available through BGE Smart Energy Savers and EmPOWER Maryland that typically offset the cost of newer water heater models as compared to a standard electric water heater. All that is required is a home energy audit to be performed.


Whole Home Duct Sealing
Duct leakage is a significant problem in most homes. This loss is significant. Rebates up to $750 are available for duct sealing when combined with a home energy audit and home performance shell measures.

Financing
Whatever you’d like your payment to be, A.J. Michaels will do our best to qualify you for the right program. Our professional estimator will evaluate your needs and explain all of the various programs to you, and, best of all, we do all the paperwork.
Following are some of the lending options:
- 0% APR on 18 months through Synchrony Financing
- 37 months at 5.99% APR, 61 months at 7.99% APR and
132 months at 9.99% APR through Synchrony Financing - A fixed rate of _ through Ally
- Lease-to-own for customers with bad/low credit
through Okinus
In addition we are a partner in many state-sponsored loan and grant programs, many of which we’ve helped influence and develop, such as:
BeSMART
The BeSMART Home Loan Program provides financing to improve the energy efficiency and comfort of your home.
Parameters include:
- Maryland homeowner
- Credit score of 640 or greater
- Debt to income ratio that does not exceed 50%
- Rate is 6.99% APR
- Up to $30,000 in financing is available for energy
efficiency measures for a term up to 10 years - Minimum loan amount is $5,000
Plus, we offer a special leasing program for churches!

Sales actually knew what they were talking about and worked with us to find the best solution.The installers arrived on time, walked through what they were going to do, and got the job done properly. Pretty much all we could ask for.
– David Meadow


